Mortgage Arrears Overview


The Department of Finance plays a key role in implementing the Government’s comprehensive strategy to address the problem of mortgage arrears.

The implementation of this strategy is overseen at Government level by a special Government Sub-Committee chaired by An Taoiseach, and at official level by a high level Mortgage Arrears Steering Group chaired by the Secretary General, Mr. John A. Moran.

The mortgage arrears strategy is built around the following pillars:

  • Innovative Personal Insolvency Reform
  • Comprehensive Advice and Guidance
  • A Mortgage to Rent Scheme
  • Mortgage Arrears Resolution Strategies